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Data Privacy, CCPA/CPRA & TCPA Governance · xloans.ai

Privacy Policy — XLoans AI — Algorithmic Structuring for High-Leverage DSCR, ITIN, Foreign National & Cross-Collateral Deals (xloans.ai)

Bottom Line Up Front: xloans.ai never sells consumer or business inquiry data to third-party lead aggregators. All interactive calculators run client-side without requiring personal contact details, and any submitted scenario request is governed by strict 1-to-1 TCPA and CCPA/CPRA privacy controls.

1. Zero-Gate Calculator & Dataset Access

Every interactive calculator, statutory benchmark table, and CSV/JSON dataset on xloans.ai is accessible without submitting an email address or phone number.

2. Voluntary Inquiry & TCPA 1-to-1 Consent

When you voluntarily submit an inquiry form on xloans.ai, your request is routed exclusively to the designated wholesale underwriting desk at Loan Daddy LLC (NMLS #2827624). You may opt out of communications at any time by replying STOP or contacting our privacy desk.

3. CCPA / CPRA Rights & Data Deletion

Residents of California and all U.S. jurisdictions have the right to request access to, correction of, or deletion of any personal information submitted through xloans.ai via our Contact Desk.

Privacy Policy, CCPA/CPRA & TCPA 1-to-1 Consent Governance | XLoans AI — Algorithmic Structuring for High-Leverage DSCR, ITIN, Foreign National & Cross-Collateral Deals (xloans.ai)