Privacy Policy — XLoans AI — Algorithmic Structuring for High-Leverage DSCR, ITIN, Foreign National & Cross-Collateral Deals (xloans.ai)
1. Zero-Gate Calculator & Dataset Access
Every interactive calculator, statutory benchmark table, and CSV/JSON dataset on xloans.ai is accessible without submitting an email address or phone number.
2. Voluntary Inquiry & TCPA 1-to-1 Consent
When you voluntarily submit an inquiry form on xloans.ai, your request is routed exclusively to the designated wholesale underwriting desk at Loan Daddy LLC (NMLS #2827624). You may opt out of communications at any time by replying STOP or contacting our privacy desk.
3. CCPA / CPRA Rights & Data Deletion
Residents of California and all U.S. jurisdictions have the right to request access to, correction of, or deletion of any personal information submitted through xloans.ai via our Contact Desk.