Massachusetts (MA) Wholesale Lender Directory · Non-Judicial (Statutory Power of Sale + Land Court) Foreclosure

Massachusetts (MA) DSCR, Fix & Flip & Multifamily Lenders (2026)

Compare active wholesale and balance-sheet lenders funding investment properties in Massachusetts (MA) on XLoans AI — Algorithmic Structuring for High-Leverage DSCR, ITIN, Foreign National & Cross-Collateral Deals. Underwritten to Massachusetts's Non-Judicial (Statutory Power of Sale + Land Court) statutory framework (90–140 days-day average timeline), 1.17% average property tax rate, and $540/$100K landlord hazard insurance benchmark.

#1 Wholesale Brokerage Shelf · NMLS #2827624

Loan Daddy LLC — Massachusetts (MA) Wholesale DSCR & Commercial Desk

Up to 80% Purchase LTV · 75% Cash-Out LTV · 6.125%–7.875% 30-Yr Fixed · Close in Massachusetts LLC or Delaware LLC.

Match My MA Deal →Compare MA Shelves

Active Wholesale Loan Programs in Massachusetts (MA)

Massachusetts DSCR Loans

Up to 80% LTV Purchase / 75% Cash-Out · 6.375% – 8.25% (Wholesale Tier Dependent)

Min FICO: 620 – 660+ FICO · Close: 14 – 21 Business Days

Massachusetts Hard Money Loans

Up to 85%–90% LTC / 75% ARV · 9.25% – 11.50% Interest-Only

Min FICO: 600 – 640+ FICO (Asset-Backed) · Close: 5 – 10 Business Days

Massachusetts Private Money Loans

Up to 80% LTV / 85% LTC · 8.99% – 11.25% Interest-Only

Min FICO: Flexible Credit / Equity-Driven · Close: 7 – 12 Business Days

Massachusetts Fix & Flip Loans

Up to 90% Purchase + 100% Rehab (75% ARV Cap) · 9.25% – 11.25% Interest-Only

Min FICO: 620 – 660+ FICO · Close: 7 – 10 Business Days

Massachusetts Bridge Loans

Up to 80% LTV Acquisition / 75% Bridge Cash-Out · 8.75% – 10.99% Interest-Only

Min FICO: 640+ FICO · Close: 10 – 15 Business Days

Massachusetts Ground-Up Construction

Up to 85% LTC / 70%–75% Completed ARV · 9.75% – 11.75% Interest-Only on Drawn Funds

Min FICO: 660+ FICO · Close: 14 – 21 Business Days

Massachusetts Multifamily (5+ Units)

Up to 75%–80% LTV Purchase / 70%–75% Cash-Out · 6.50% – 8.50% (Perm) / 8.99%+ (Value-Add Bridge)

Min FICO: 660+ FICO · Close: 21 – 30 Business Days

Massachusetts Commercial Property

Up to 75% LTV · 6.875% – 8.99%

Min FICO: 660+ FICO · Close: 21 – 30 Business Days

Massachusetts Rehab & BRRRR Loans

Up to 85%–90% LTC + 100% Rehab Escrowed · 9.25% – 11.25% (Bridge Phase) -> 6.50%+ (DSCR Takeout)

Min FICO: 620+ FICO · Close: 7 – 12 Business Days

Massachusetts Cash-Out Refinance

Up to 75% LTV Cash-Out (Select 80% LTV Tiers) · 6.625% – 8.375%

Min FICO: 640 – 680+ FICO · Close: 14 – 21 Business Days

Top Massachusetts Rental Markets

Boston, MA Worcester, MA Springfield, MA Lowell, MA Cambridge, MA New Bedford, MA Brockton, MA Quincy, MA Lynn, MA Fall River, MA Newton, MA Somerville, MA

Best Massachusetts (MA) DSCR & Private Money Lenders (2026) | XLoans AI — Algorithmic Structuring for High-Leverage DSCR, ITIN, Foreign National & Cross-Collateral Deals