Institutional wholesale & TPO lenders that originate DSCR and rental investment loans through approved mortgage brokers. In Louisiana (LA), closings operate under a Judicial (Executory Process — Confessed Judgment) regime (90–150 days-day average timeline) with a 0.56% average property tax rate and $890/$100K landlord hazard insurance benchmark.
Institutional TPO shelves accessed by Loan Daddy LLC (NMLS #2827624) for wholesale pricing.