Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In Virginia (VA), closings operate under a Non-Judicial (Deed of Trust Trustee Sale) regime (45–65 days-day average timeline) with a 0.8% average property tax rate and $490/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.