Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In Vermont (VT), closings operate under a Judicial (Strict Foreclosure or Judicial Sale) regime (200–270 days-day average timeline) with a 1.83% average property tax rate and $470/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.