Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In Montana (MT), closings operate under a Non-Judicial (Small Tract Financing Act) regime (120–150 days-day average timeline) with a 0.79% average property tax rate and $510/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.