Portfolio Blanket & Release Waterfall Desk · Loan Daddy LLC (NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873)
Cross-Collateralized Blanket Partial-Release (110%–120%) & Debt-Consolidation Desk
Model 110%, 115%, and 120% Allocated Loan Amount (ALA) partial-release clauses, calculate net seller proceeds when selling an individual parcel out of a portfolio blanket loan, and verify post-release surviving portfolio LTV (<= 75%) and DSCR (>= 1.20x) covenants.
Portfolio Blanket Release Desk · Loan Daddy LLC Wholesale Desk · NMLS #2827624
Cross-Collateralized Blanket Partial-Release (110%–120% Clause) & Debt-Consolidation Optimizer
Required Partial-Release Paydown
$345,000
115% of $300,000 ALA (+$45,000)
Net Proceeds to Seller at Parcel Sale
$73,300
After release paydown & est. 6% closing costs
Post-Release Portfolio LTV
73.9% LTV
Balance: $2,055,000 / $2,780,000
Surviving Portfolio DSCR Covenant
1.36x DSCR
Verdict: COVENANT_PASS_RELEASE_APPROVED
Regulatory & Compliance Notice: Arranged by Loan Daddy LLC (NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873 · (480) 485-1229). Loan Daddy LLC is a mortgage broker, not a lender. Business-purpose investment properties only. Zero interest rates or APRs are quoted on this page.