YMYL E-E-A-T Principal Underwriter & Entity Profile · xloans.ai
About XLoans AI — Algorithmic Structuring for High-Leverage DSCR, ITIN, Foreign National & Cross-Collateral Deals (xloans.ai)
Bottom Line Up Front: xloans.ai is an institutional real estate investor underwriting, DSCR calculator, and wholesale lender comparison platform operated by Loan Daddy LLC (Company NMLS #2827624 · AZ CMB #CMB-2016143 · CA CFL #60DBO-218873) and led by Managing Member, CEO & Responsible Individual Stephen R. Mannenbach, J.D., MBA.
Managing Member & CEO
Stephen R. Mannenbach, J.D., MBA
Attorney-trained mortgage executive (J.D., Willamette University College of Law; MBA, Atkinson Graduate School of Management) specializing in 1–4 unit DSCR, 5–25+ unit commercial multifamily, AirDNA short-term rental underwriting, and RTL bridge structuring.
- • Company NMLS ID: #2827624 (Loan Daddy LLC)
- • Arizona Commercial Mortgage Broker: #CMB-2016143
- • California Finance Lenders Law: #60DBO-218873
Operating Entity
Loan Daddy LLC — Wholesale Desk
Headquartered at 7014 E Camelback Rd, Suite B100A, Scottsdale, AZ 85251, Loan Daddy LLC benchmarks 45+ institutional wholesale DSCR, Non-QM, and private bridge shelves nationwide for LLC, Series LLC, and LP borrowers.
- • Company NMLS ID: #2827624
- • Arizona Commercial Mortgage Broker: #CMB-2016143
- • California DFPI Financing Law License: #60DBO-218873
- • Direct Desk: (480) 485-1229 · quotes@loandaddy.ai